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Instead of viewing your money as something you have to play with, start seeing your dollars as employees. You can keep them and employ them to work for you, growing your wealth, or you can fire them (i.e. spend them) and have less employees to grow your business – the business of becoming a millionaire.  A smart business person works to grow and expand their business in order to provide future success. Be a smart business person and use your dollars as employees whose job is to help you build your wealth through smart investing.

But you also need to know where your money is going. I recommend using some form of money tracking software to give you an idea of where your money is going. There are a number of excellent free online money management tools which make it easy to see your income, expenses, and spending patterns in one place. My favorite is a free money management tool called Personal Capital which helps you track income, spending, and your investments.

Another seemingly free site you can make money from is Wikipedia. People who say it’s easy to edit Wikipedia have clearly never tried editing Wikipedia – it’s a pain. Thankfully it’s a pain for companies as well, so many of them are willing to pay editors to assist them in the editing process. You’ll become a bounty hunter in a way, choosing your own lines to cross and keep. If editing is something you like to do, and you’re willing to put in the work it takes to learn Wikipedia’s dispute process, roll up your sleeves and try this one out.

I live overseas and often find the programs available for planning and budgeting just do not make sense to me. The guidance that Scott provides can be applied to any household regardless of where in the world you live.”– Parenting Abroad

Alternately, and for every person thinking asking a question like this in the future, I’d highly recommend a book like “The Millionaire Fastlane” by MJ DeMarco. With a title like that, I’m surprised you haven’t found it already. In that book MJ (besides mocking his own choice of title) answers a number of questions that you should be asking instead.

You’ll need to set yourself up as a YouTube Partner, which is easily done in the Creator Studio section of your YouTube account by going to the Channel menu to verify your account and enable Monetization (click here to go there directly).

Dr. Demartini first advises “When you think about what you want, visualize yourself embracing pleasure and pain in pursuing it. There will be highs and lows, but if its something of high value to you, if it inspires you and motivates you, those reactions will have very little effect on the overall fulfillment.” One key word here is YOU — when you thinking about what you want. Many people are afraid to do so, because it may seem selfish to think only about yourself. But if you don’t value yourself and realize you are worthy of success, then you’ll oversee opportunities for growth and are bound to be stuck in the same spot.

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If you try to appeal to everyone, your message, marketing, and products will be terrible. You won’t be clear on your why, and neither will anyone else. Thus, you’ll be average like everyone else and your work won’t stand out.

If you don’t want to sell anything, but have some things of value you can part with for a while, you can always pawn them and get them back later. Be aware though, that pawnshops charge interest of 3% to 25% per month, so this is not a cheap way to borrow.

The only way to have these types of partnerships is to think long-term. You must be invested and have skin in the game. It can’t be transactional. It’s can’t be this for that. It must be about something a lot deeper. When it is, you’ll have far more integrity in the work you do. You’ll express greater appreciation. You’ll consistently do the right thing, even if that right thing is difficult and uncomfortable.

When I wanted to buy something I couldn’t afford, she was the first person to tell me to put my wallet away. While it definitely hurt my pride and my ego, she was right. I didn’t want to hear it, but I needed to hear it.

A popular tactic to make money on social media is to pay for advertising affiliate products. Create ads for particular affiliate products that are big sellers and have a high yield. Then target these ads at specific custom audiences to ensure your ads are viewed by those who will have an interest in the product you are promoting. If viewers click through your from advert to the product page and make a purchase then you will earn an affiliate fee.

When I was in college, I let some of the bad financial advice I was getting seep over into my personal life. For example, I helped my college girlfriend open a credit card, which she used to rack up her own credit card debt. Yikes.

Say your company offers 3% matching. If your yearly salary is $150,000 and you invest 3% of your yearly salary (~$5,000) into your 401k, your company would match you that amount — doubling your investment.

Crude oil brokerage business is yet another practical way to make a million US dollars in one year from the scratch. Crude oil brokerage simply involves scouting for buyers and end users of crude oil products on behalf of one or more major independent petroleum products marketers that you have already established a sales contract with.

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